Take-Home Pay Calculator

Estimate your paycheck after US federal income tax, FICA, state tax, and pre-tax deductions (2026 tax year).

Income

Gross Pay

Pay Frequency

Filing Status

State

Pre-Tax Deductions (per year)

401(k) Contribution

HSA Contribution

Health/Dental/Vision Premiums

Other Pre-Tax

Post-Tax Deductions (per year)

Other Post-Tax (Roth, garnishments, etc.)

Your Estimated Take-Home Pay

Annual Breakdown

Item	Annual	Per Paycheck	% of Gross

Estimate only. Tax brackets and standard deductions are 2026 projections based on IRS Rev. Proc. 2025-32. State tax is a simplified flat-rate (~highest bracket) approximation — many states have progressive brackets, local taxes, or credits this tool does not model. FICA Social Security wage base is set to the 2026 SSA projection ($183,000). Always verify with payroll, IRS Publication 15-T, or a tax professional before relying on these numbers.